Terms and Conditions
Terms of Service
These terms and conditions govern your use of the Zytheriqamos website and services. By accessing our website or using our services, you agree to be bound by these terms.
Please read these terms carefully before using our services. If you do not agree with any part of these terms, you must not use our website or services.
Definitions
For the purposes of these terms, the following definitions apply:
- "Company", "we", "us", "our": Refers to Zytheriqamos Financial Planning Ltd, a company registered in England and Wales
- "Services": Refers to all financial planning consultation services provided through our subscription model
- "User", "you", "your": Refers to any individual who accesses or uses our website or services
- "Subscription": Refers to the monthly service agreement for ongoing financial planning support
Use of Our Services
By using our services, you acknowledge and agree to the following terms regarding proper usage:
Permitted Uses
- Access and use services for personal financial planning purposes
- Receive consultation and guidance as outlined in your subscription
- Contact our support team for legitimate service-related inquiries
Your Responsibilities
As a user of our services, you are responsible for:
- Providing accurate and complete information during consultations
- Maintaining the confidentiality of your account information
- Using our services in compliance with applicable laws
- Notifying us promptly of any changes to your circumstances
Prohibited Uses
You agree not to use our services for any of the following purposes:
- Any unlawful purpose or in violation of any local, state, or international law
- Transmitting or procuring the sending of any advertising or promotional material without our consent
- Impersonating or attempting to impersonate the company, employees, or other users
- Engaging in any conduct that restricts or inhibits anyone's use or enjoyment of the website
- Using the service in any manner that could disable, overburden, or impair the website
Intellectual Property Rights
All content, materials, and intellectual property on our website and within our services remain the exclusive property of Zytheriqamos Financial Planning Ltd.
All content is protected by copyright and other intellectual property laws
Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of our services, to understand our practices.
Service Disclaimers
Please note the following important disclaimers regarding our services:
No Warranties
Our services are provided on an "as is" basis without warranties of any kind, either express or implied
Limitation of Liability
To the fullest extent permitted by law, Zytheriqamos Financial Planning Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages.
Our total liability to you for all damages shall not exceed the amount paid by you for our services in the 12 months preceding the claim
Indemnification
You agree to defend, indemnify, and hold harmless Zytheriqamos Financial Planning Ltd from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising from your use of our services.
Dispute Resolution
We are committed to resolving disputes efficiently and fairly:
Alternative Dispute Resolution
Any disputes arising from these terms or our services may be resolved through mediation or arbitration before resorting to court proceedings.
Any arbitration will be conducted in accordance with the rules of the Chartered Institute of Arbitrators
Online Dispute Resolution
European consumers may access the EU Online Dispute Resolution platform for resolving disputes online.
Our email address for ODR purposes is: info@zytheriqamos.com
Termination of Services
Either party may terminate the subscription service with 30 days' written notice. We reserve the right to terminate services immediately for breach of these terms.
Upon termination, your right to use our services will cease immediately
Governing Law
These terms and conditions are governed by and construed in accordance with the laws of England and Wales.
Severability
If any provision of these terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
Entire Agreement
These terms constitute the entire agreement between you and Zytheriqamos Financial Planning Ltd regarding the use of our services.
Changes to Terms
We reserve the right to modify these terms at any time. Updated terms will be posted on our website with a revised effective date.
Your continued use of our services after any changes constitutes acceptance of the new terms
Contact Information
For questions about these terms and conditions, please contact us using the information provided on our website.
These terms and conditions were last updated on August 21, 2025
These terms are effective as of August 21, 2025